1. Acceptance of Terms

By accessing or using Lifegic.com, you acknowledge that you are at least 13 years of age and agree to comply with these Terms of Service. If you do not agree to these terms, please discontinue use of the website immediately.

2. Use of Tools & Services

Lifegic provides free, browser-based financial calculators designed for personal, informational purposes only.

• No user registration is required to use our tools.
• We do not collect or store personal data entered into the calculators.
• Disclaimer: All results and calculations generated by our tools are estimates based on the data you provide. They should not be considered professional financial advice. Always consult with a qualified financial professional before making decisions.

3. User Content

Currently, Lifegic does not support user-generated content (e.g., comments, reviews). If such features are introduced in the future, users must not post content that is illegal, offensive, abusive, or misleading. Lifegic reserves the right to moderate or remove any user content.

4. Prohibited Use

You agree not to misuse our site. Prohibited activities include:

• Using bots, scrapers, or other automated scripts to access our service.
• Attempting to reverse-engineer or replicate our tools.
• Introducing malicious code, viruses, or harmful content to the site.
• Using our tools or their results for any illegal or deceptive purposes.

5. Third-Party Links and Content

Our service may contain links to external websites that are not operated by us. Additionally, pages may, from time to time, include embedded content (e.g., videos). We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites or services. Your interaction with such content is governed by the terms of the third-party provider.

6. Limitation of Liability

All tools and content on Lifegic.com are used at your own risk. We are not liable for:

• Any financial losses, damages, or actions taken based on calculator results.
• Interruptions in service, bugs, or inaccuracies in tool performance.
• Issues caused by third-party links or content.

7. Disclaimer of Warranties

Lifegic tools and content are provided “as-is” and “as-available” without any warranties, express or implied. We disclaim all warranties, including but not limited to the accuracy, reliability, or fitness for a particular purpose of our tool outputs. We do not guarantee that the service will be uninterrupted or error-free.

8. Intellectual Property

All original content on Lifegic.com—including the calculators, text, branding, and design—is the intellectual property of Lifegic and is protected by applicable copyright laws. You may not reproduce, reuse, or redistribute our content without prior written permission.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will update the “Last Updated” date at the top of this page accordingly. Your continued use of Lifegic.com after any changes implies your acceptance of the revised terms.

10. Governing Law and Jurisdiction

These Terms shall be governed by the laws of India. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in Sirsa, Haryana, India.

11. Future Features

We are continuously improving Lifegic. More financial calculators and smart tools are regularly being developed and added to our platform. When new features go live, these Terms may be updated accordingly.

12. Feedback & Support

If you have questions or suggestions regarding these Terms, please visit our [Feedback & Support] page or use our [Contact Us] form.